Credit reports for lenders and credit grantors
Whether you are lending money to an individual or allowing a customer to charge a purchase, you take on some risk. A credit report makes information available that can help you weigh that risk before you agree.
The Credit Bureau of Wellsboro works to provide the most complete, accurate and comprehensive credit information available, so you can make important credit decisions for your business.
Employer credit check in Wellsboro
Some employers also want to know more about a candidate before they hire. The bureau can provide credit information before you hire anyone.
Federal law generally limits who may obtain a consumer report and for what reasons, so our staff will tell you what is needed to place an order. This is general information, not legal advice, and you may wish to confirm your own requirements with an attorney.
When to contact us
The best time to request information is before you commit. Businesses typically call us:
- Before lending money
- Before letting an individual charge a purchase
- Before hiring an employee
A quick call or fax can help you see the full picture while every option is still open.
How to place an order
Call 570-724-1041 during office hours, Monday through Friday, 9 a.m. to 3 p.m., or send a request to our 24-hour fax line at 570-724-9351. We can usually give you an answer within minutes.
For more detail on the service as a whole, visit our credit reporting page. Landlords can read about tenant screening. If you have a question before you order, contact us.
Working with a local bureau
We are located at 11 Cherry St. in Wellsboro. As a member of the Consumer Data Industry Association (CDIA), we are part of the national trade association for consumer data.
If you have past-due accounts as well, our collection services may also be useful to your business. We serve clients in Wellsboro, Mansfield, Middlebury Center and across Tioga County.
Frequently asked questions
Can a small business order credit reports in Tioga County?
Yes. Lenders, merchants and employers in Wellsboro and the surrounding area can contact the bureau at 570-724-1041 or by fax at 570-724-9351.
How fast can I get credit information before I lend?
We can usually give you an answer within minutes. Call or fax the office to place your request.
Can I get an employer credit check before hiring?
The bureau can provide credit information before you hire. Federal law generally limits who may obtain a consumer report and why, so the office will explain what is needed. This is not legal advice.
How do I order?
Call 570-724-1041 Monday through Friday, 9 a.m. to 3 p.m., or fax your request to 570-724-9351 at any hour.